Pages

Showing posts with label 0 Balance Credit Card. Show all posts
Showing posts with label 0 Balance Credit Card. Show all posts

Saturday, 3 November 2012

Business credit card offers - Business credit card for new businesses

First things first, there is a reason why there are a lot of business credit card offers around. Basically, the benefit of having a business credit card is that the company - be it a large company or a small one - is able to keep track of all the expenses its employees make.
A business credit card is used by business owners, entrepreneurs and big shot executives in the corporate field.
The following are some of the business credit card offers available in the market.
The platinum advanta with rewards
This business credit card offers zero percent APR on any balance transfers made for sixteen months. the APR thereafter is fixed at 7.99%.
Cash back is also available for this business credit card as well as rewards for travel. An additional plus is that the platinum Advanta requires that you do not pay an annual fee.
To be eligible to apply, a good credit standing is needed. Balance transfers also apply.
The Citibank business credit card
This card also has a zero percent APR on all purchases as well as balance transfers for a maximum of twelve months.
For the Citibank business credit card, annual fees are not required. Plus, the credit line is business-sized. Citibank also has additional free cards for a particular company's employees, with the credit limit set conveniently by you.
The Citibank business card also provides everyday savings on all your business-related purchases. Summaries of all charges are also provided annually as well as quarterly.
To be eligible to apply, a good credit standing is needed. Balance transfers also apply. Regular APR is set at 11.24%.
American express business credit card gold rewards
This particular credit card entitles the bearer with an automatic enrollment in the Amex membership program rewards.
Users of this Amex gold business credit card entitles its bearer with earning 100,000 rewards points during the first year.
Sky's the limit applies very much to this Amex gold business credit card as there is no spending limit that is pre-set.
There is no such thing as finance charges for this business credit card. A plus is the continuous savings users are eligible at the following business: FedEx, AT&T, Hertz, Staples, among others.
First year users of the Amex gold business credit card have their annual fee free, after which a regular $125 applies every year.
To be eligible to apply, a good credit standing is needed.
Discover business credit card
For this business credit card, the introductory APR is at zero percent especially for purchases made for twelve months.
A five percent bonus cashback is provided for office supplies, while a bonus cashback of two percent is provided for gas. Another bonus is a one percent bonus cashback for any other purchases.
There is no such thing as an annual fee for this particular business credit card.
To be eligible to apply, a good credit standing is needed. An APR of 12.99% applies. Balance transfers are also provided.
Advanta balanced life platinum card
This business credit card allows its users a fixed 2.99% APR for one's whole life as well as on other balances that have been transferred in three months. There is also no annual fee and there is unlimited earning potential.

All in all, it depends on your specific wants, needs and lifestyle as to the specific card that appeals much to your preference. Choose at your own risk and benefit.

Monday, 8 October 2012

Accepting credit cards for small business | Low Apr Credit Card offer | Credit Processing system | 0 Balance Credit Card | Credit card.

Credit cards are often seen as the bad guys, leading to spiraling debt and financial hardship. Well, this really shouldn't be the case if you use your credit card effectively. In fact,accepting credit cards for small business using a wisely can actually help you cut your costs by several hundred pounds a year. Even further, by playing your cards right, you can easily make money through spending on your card. So why are you still using cash?
They carry frightening baggage, with high interest repayment rates, and of course this is true - this is how the companies make their money. However, as a result of the competitive nature of the market, there are many special offers available that make the credit card more beneficial than cash. Firstly, d companies guarantee against fraud by securing certain transactions.
Accepting credit cards for small business
This means that if someone tries to thieve your money, you know the credit card will refund the payment so you don't have to. Secondly, they have introductory offers like 0% for the first six months, which means you can effectively obtain a short-term loan provided you pay it back within the period. This can be really helpful if you're facing temporary cash flow problems on the run up to pay day. Furthermore some cards offer cash-back incentives of up to 3%, meaning you're effectively saving money every time you make a purchase.
Cash From A Credit Card

Because there is such fierce competition in the market between the various card providers, it is possible for you to accepting credit cards for small business actually make money from using your credit cards. The free 6 month period on cards is great news for consumers. Simply take out one and transfer the balance to a high interest savings account. Provided there is no charge on balance transfers, and you always pay off the bill in full, all you need to do is let the money work for itself to earn you interest, and switch to a different card when the 6 months is over. You can expect a return of around 5% on your money per year, which is obviously a nice earner running alongside your other forms of income.
Credit cards aren't all bad, but they can lead you into financial trouble. Do your homework before opting for one, and shop around to find the best deal that's out there for you and your needs, whatever your purposes or intentions.